Disclaimer

The information contained on this website, in our reports, communications, publications, intelligence briefs, research materials, and related content is provided for informational purposes only.

Nothing contained on this website or in our services constitutes:

• Legal advice
• Financial advice
• Investment advice
• Tax advice
• Accounting advice
• Regulatory advice
• Employment advice

Clients should consult qualified professionals regarding matters requiring legal, financial, tax, accounting, regulatory, or other professional advice.

J. Reid Intelligence Group provides research, due diligence, investigative analysis, risk intelligence, and advisory services.

Our services are designed to assist clients in gathering, organizing, evaluating, and understanding information available at the time of an engagement.

Our reports, assessments, observations, and conclusions are intended solely as informational resources to support client decision-making.

All decisions remain the sole responsibility of the client.

Our work may rely upon:

• Public records
• Government records
• Court filings
• Corporate records
• News publications
• Public websites
• Publicly available social media content
• Third-party information sources
• Information supplied by clients

Because many sources are maintained by third parties, we cannot guarantee the accuracy, completeness, timeliness, authenticity, or reliability of all information reviewed.

Information may change after a report is issued.

Clients should independently evaluate the information provided and conduct any additional review they deem necessary.

Past conduct, public records, litigation history, reputation information, or other findings do not predict future actions, behavior, performance, reliability, or outcomes.

No report, assessment, risk rating, or recommendation should be interpreted as a guarantee regarding future events.

Unless expressly agreed in writing and conducted in compliance with all applicable laws and regulations, J. Reid Intelligence Group does not provide consumer reporting services, employment screening services, tenant screening services, or background screening services regulated under the Fair Credit Reporting Act ("FCRA") or similar laws.

Our reports are not consumer reports.

Our reports are not intended to be used for:

• Employment decisions
• Hiring decisions
• Promotion decisions
• Tenant screening
• Housing decisions
• Credit decisions
• Insurance decisions
• Eligibility determinations regulated by the FCRA

Clients are solely responsible for ensuring their use of information complies with all applicable laws.

Communications with J. Reid Intelligence Group do not create an attorney-client relationship.

J. Reid Intelligence Group is not a law firm and does not provide legal representation.

Our website, reports, and communications may reference or link to third-party websites and external sources.

We do not control and are not responsible for the content, availability, accuracy, privacy practices, or security of third-party websites.

References to external sources do not constitute endorsement.

To the fullest extent permitted by applicable law, Lumen Artists Group, LLC, J. Reid Intelligence Group, its owners, officers, employees, contractors, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from:

• Use of this website
• Reliance on information provided
• Use of reports or assessments
• Decisions made based upon our services
• Errors, omissions, delays, or inaccuracies in third-party information
• Interruption or unavailability of services

All services are provided on an "as-is" and "as-available" basis.

Clients are solely responsible for:

• Evaluating information provided
• Making independent business decisions
• Obtaining appropriate professional advice
• Complying with applicable laws and regulations
• Determining how information may be used

The Company does not make decisions on behalf of clients.

Specific services, deliverables, limitations, confidentiality obligations, fees, and responsibilities are governed exclusively by written agreements executed between the client and Lumen Artists Group, LLC.

In the event of any conflict between this Disclaimer and a written client agreement, the written agreement shall control.

We reserve the right to modify this Disclaimer at any time.

Changes will become effective upon posting to this website.

Continued use of the website constitutes acceptance of any revised Disclaimer.